Maybe as a hml, 1) only do refi's for sdira deals, therefore speed not as critical, and, 2) get docs signed and notarized in parallel with opening escrow, that is, you as a lender create docs and work directly with the borrower to get signatures, thus able to provide completed docs (much) quicker to custodian.

No doc and stated income loans have been banned in the state of Penn.

Mike, great points to remember.J, I hope you can get that "Leak House" closed soon.

I submitted Proof of Funds, articles of Inc, condo docs, as-is contract.

The economy is coming back here but if gas prices get up around $5 a gallon for any length of time you will see a full blown depression here.IMOThe secret of the rust belt is slowly leaking out.

key=0Ar-xGp039IHfdG9sQWF4eDRTVTFVTWJwVTZ2RFFxWHc&hl=en#gid=0David, took me to google docs and no way to find what you did....thanks

Michael, I am interested on getting a loc also intead than use hml, so just wondering what kind docs they ask you in order to be even qualify in this no lending zone right now.Thanks

I was told by Chase today that the Dodd-Frank Document needs to be sent to the Homeowner to be signed and it just started Today. WTF??? DODD _FRANK??? Like these iditos who caused the nightmare are now trying to cov...

This is also part of the standard FHA doc that sellers have to sign (saying that if multiple appraisals are done, the lowest will be used).

I'd expect most of the plumbing to simply go kerplunk on you the instant you put pressure on the lines... or at least for the shutoffs to leak horribly.