If you are going to be a professional property manager look into a trade association or accrediting body that has a CA chapter.

Does it even matter with regard to FICO impact?

Rather than sitting around while that happens, we are beginning to put together a plan on how we are going to create and maintain our "empire" as Heathen put it.Heathen/MikeOH,I hadn't thought about the impact a well presented business plan could have on the bankers.

Second, by determining the impact of those events or combinations of events.

Even the different contractors who know code and know city crap the inspectors spew dont get permits unless they are forced,,,they hate permits as much as any body.

They disagreed on the prices but they both agreed on the fact that people would be gaining access to properties that have about $50,000 in equity.below are some of the prices comps and zillow estimates (Does any body know anything simular to zillow).

You will be alright...You can call it anything you want, but that won't impact a judge's determination of whether it's illegal or not.

Around here, that just impacts what the exterior of the home looks like....paint, siding, windows, etc

On the first property I did I didn't have HVAC and actually could see what impact to the value was on the write-up.  

Thanks.Account Closed, you're right I can't impact any of those assumptions, and I agree sitting out could mean missing out on growth.Thanks so much for the great advice folks.