I have spoken with other national lenders as well that do 10% down, some charge a higher interest though but if the numbers still work and it can make the deal happen it is worth it.I always try to find the lowest down payment option, as long as it still cash flows, so there is more cash for other deals.

The seller, a national mortgage service company, as of yesterday has not provided the signed deed to their title company out in Texas that is working this, they've also not done the tax lien search. 

So if that was reported on my FICO my DTI would be slightly out of wac  LOL.If you have that 800 fico and W 2 income that is nice... you can try over the counter LOC's with the national banks..

-Nations Business, 1977 "The era of easy profits in real estate may be drawing to a close." - Money Magazine, 1981 "The golden-age of risk-free run-ups in home prices is gone." - Money Magazine, 1985 "Most economists agree.. .

Build a national investors list and also a strong local list.

Women buy the house, not the men.

You can come to the Democratic National Convention in Denver!

Hey everyone, I've been reading up on the site and a lot of real estate books lately. I'm looking to take advantage of the current state of the market and start working for myself. I'm most interested right now in mut...

I have been listed in the Nation's to 200 closers for 4 consecutive years, have created more than $4B in yearly mtg and RE sales, held seminars (not any longer) for effective salesmanship, and been a personal as well as corporate business coach.

There is a course or two to take, continuing education (relatively minor), state licenses, dues for being a member of the National Assoc. of Realtors (as well as state and local chapters - this allows you to call yourself a Realtor), and their are broker fees.