Electronic payments might be more difficult to remain anonymous.

We would reserve based on the today value divided by remaining life (roof in 11 years, furnace in 9, etc.)

Within that 6 month period, the property value remains what you bought it for.

I have a classic situation where we're looking to buy a bigger home and am making the rent vs sell decision on our primary residence.Current Home- 4/1 worth ~$210k- Mortgage has $118k left @ 2.85%, 11 years remaining. $1,277 / month- House could rent for $1,300 to $1,400If cash out refi I could get $45k in hand and cut the payment in half.

Cutting supply generally leads to an increased demand for the remaining supply.COVID-19, on the other hand, may have an impact on demand.

That remains to be seen tho 

Inventory remained at a very low 1.2 months.In another very positive sign, real estate showings in Arkansas surpassed 2019 numbers for the first time since the pandemic restrictions.

Let’s say that you have a mortgage of $100,000 at 6% with payments of $1114.48 with 120 months remaining.

Even if your tolerance remains the same, your risk level goes down with experience.

I argued that it should remain debt since the house is not operational yet.