If they are VERY professional, they will have their processes in writing as verification that policies are enforced equally and fairly by their entire staff.6.

While 1-4 multi-units is pretty hard to find; this new policy for a conventional loan makes it another alternative to the 3.50% FHA financing option.

I did a modern update, so other than the exterior, I did not deal with the historical committee that much and I didn't get any tax credits. 

The name brand companies only have one policy to sell and tend to be a little pricey.

"For the eighth consecutive year, the Human Rights Campaign named Los Angeles County’s second-biggest city in the top tier nationwide when it comes to LGBTQ-inclusion policies and practices" https://www.presstelegram.com/...

But, many investors will use homeowner's insurance, maybe an umbrella insurance policy, and keeping their properties in good repair. 

They aren't required to own a rental property (just get an umbrella insurance policy to cover you for liability), and when you're first getting started, there are so many other things you need to learn to be successful with rental properties that if you make that list of things astronomically longer by adding LLC drama into it, you're just going to slow yourself down from learning what you really need to learn.

Any tenant insisting on this policy and deducting this "money spent" is to be evicted.

Make sure you have policies and procedures in place, I have learned from experience that anyone can find a good deal when aquiring them.

But your liability policy only covers $1,000,000.