Tell the Seller you will close subject to verification that all issues are resolved to your satisfaction. 

Hi,Home for sale about 2 blocks from a property that I own.I purchased the one I own about 4 months ago, and they were 100% cookie-cutter identical homes when built - almost certainly even the same construction workers built both, not just the same identical floor plan and company and architect and design. 

I used Tenant Verification Services to get an Equifax Credit Decision Report.  

Hi Richard,That's what we are... a nationwide portfolio lender, specializing only in this type of product - No Income Verification.

I am buying 2 small homes in a small town in North Texas with very strong rental demand.These are 3 bedroom, 1 bath, identical floor plans, next door to each other and only about 6 blocks from my home.  

A kitchen, two bedrooms and a bath identically laid out on both floors.

Over the past three months I have had a tenant become increasingly unreliable at paying rent on time.Late rent and excuses became more frequent.Filing the 5-day notice was done for each incident.Excuses ranged from “someone stole my identity” to medical emergency.

Banks are not giving reckelss mortgages in 2006(No income verification, upto 6 properties with no $ down, etc).

I worked directly with the listing agent who never wanted any proof or verification of funds, and didnt want to submit the EMD until after the 10 day inspection period was over.

Though the rates for 15-year FRM in both the cities are similar, the total points are not identical, with rates in SF having a slight edge.