If I can make 10% on my money investing in the stock market in 6 months then I probably want more than that as a private lender.Points- Again your decision on whether or not you want to charge pointsSecurity- Will the loan be secured against the asset- preferably in a 1st position. 

As a Certified Financial Planner specializing in real estate investments, I'm excited to offer some insights into your retirement planning question.

Its the asset, and if the numbers make sense right? 

The goal is to make it difficult enough to to deter attorneys from going after your assets.

All these companies can do is present a product and give the financials at that time..

This law prohibits a financial institution from disclosing a consumer’s nonpublic personal information like your Social Security number, income, and outstanding debt to companies that are not related to the financial institution.https://www.ftc.gov/business-g...https://www.ftc.gov/business-g...Also, most credit agency contracts do not allow their clients to share info with 3rd parties.

I would avoid mobile homes as they are such a volatile asset class.

We were not educated in the work and financial planning for such an undertaking.

I would look more into the details of the company that is wanting to rent the property, and would speak with an attorney about asset protection.

I assume metal roofs in general are more expensive so thats why builders, flippers, roofing companies push them because they are better for their margins, but if you are planning on holding the asset for the long haul I have to think metal is going to last way way longer.