I think the most likely events that will trigger a downward spiral are a recession and/or a faster paced Fed tightening of the money supply.

Thanks for the supply of links I found them very usefulCheers

The balance of this account should be zero a... 30000 30100 Capital Stock Equity Value of corporate stock 30100 30200 Owner Contribution Equity 30200 31400 Shareholder Distributions Equity Distributions paid to shareholders 31400 32000 Retained Earnings Equity Undistributed earnings of the business 32000 33000 Owner Distributions Equity 33000 34000 Sinking fund (adj) Equity 34000 35000 Payments from Insurance Equity 35000 47400 Rental Income Income Rents received 47400 47410 tentant expense Income 47410 47500 Late Fees Income 47500 50000 Cost of Goods Sold Cost of Goods Sold Costs of items purchased and then sold to customers 50000 State/Fed Taxes Expense Estimated Tax Payments 60000 Advertising and Promotion Expense Advertising, marketing, graphic design, and other promotional expenses 60000 60200 Automobile Expense Expense Fuel, oil, repairs, and other automobile maintenance for business autos 60200 60400 Bank Service Charges Expense Bank account service fees, bad check charges and other bank fees 60400 60500 Bad Debt Expense Rents lost 60500 60600 Tenant Refunds Expense 60600 61000 Business Licenses and Permits Expense Business licenses, permits, and other business-related fees 61000 61700 Computer and Internet Expenses Expense Computer supplies, off-the-shelf software, online fees, and other computer or internet related e... 61700 62400 Depreciation Expense Expense Depreciation on equipment, buildings and improvements 62400 62500 Dues and Subscriptions Expense Subscriptions and membership dues for civic, service, professional, trade organizations 62500 63300 Insurance Expense Expense Insurance expenses 63300 63400 Interest Expense Expense Interest payments on business loans, credit card balances, or other business debt 63400 64000 Credit-screening tenants Expense RHOL 64000 64100 Management Fees Expense Fees paid to outside company for property management 64100 64300 Meals and Entertainment Expense Business meals and entertainment expenses, including travel-related meals (may have limited dedu... 64300 64300 Meals and Entertainment:64310 mileage Expense Mileage 64310 64700 Miscellaneous Expense Expense Miscellaneous expenses not categorized elsewhere.

Based on there being a higher population in an urban area, supply and demand can be one of those.

November 2015 Houston Housing StatsHighlights:Single-family home sales fell 10.5 percent compared to November 2014, marking the second consecutive monthly decline and sixth month of negative sales volume for all of 2015;Total property sales dropped 10.1 percent (5,623 units);Total dollar volume decreased 13.5 percent to $1.4 billion;At $262,064, the single-family home average price saw its first decline since February 2012;At $200,000, the single-family home median price achieved a November high;Single-family homes months of inventory climbed to a 3.4-months supply versus 2.7 months a year earlier;Townhomes/condominium sales dropped 10.3 percent with the average price down 9.3 percent to $183,884 and the median price down 15.2 percent to $130,000;Leases of single-family homes rose 7.5 percent with rents up 1.9 percent to at $1,707;Leases of townhomes/condominiums jumped 8.1 percent with rents flat $1,527.Great time for investors to buy right now before the Spring frenzy starts again.

I just received a MA in sports and performance psychology and started my own business in mental and physical health.

There are still some issues to think about when sub metering.  1) you still need to get the tenants to pay a bill that they will always say they did not use that much. 2) you have to read the meters every month. 3) if someone chooses not to pay you do not have the right to shut their power off. ( this one may be different by location.)  4) in this property two of the units share circuits so you can not get an accurate measurement of power consumption. 5) to sub meter you will have the same or close to the same cost as seprate metering will cost because you will need to have a panel for each unit and a product called emon demon which can cost more then a residential meter panel and if you sub meter with a meter panel you might as well just allow the power company supply the tenants with meters.

Consider doing a partnership in which your partner supplies the cash and you do the work, and then you can split the profits.

There is no more room to build in this neighborhood and it is a block away from all the restaurants, bars, sports arenas and galleries in Indy.

We got really good deals on Delta display models from a local plumbing supply house that shut down its showroom.