Boy, did I feel sorry for the poor SOB unlucky enough to have my call routed to their desk!

It would be: take classes, pass CO and national tests, pay to activate your license, join brokerage, pay to join MLS, then buy property.Easier route: ask agent you know and who likes you for unlicensed assistant MLS access, if all you want is MLS access.Let me know if you have any questions.

Or do you prefer the hard money route?

If you ultimately decide to go the lease option route, you can set it up either way (Option 1: You charge him a full monthly payment to cover both units & he subleases the other unit, in that case he would be responsible for the full monthly payment even if the other unit becomes vacant....OR...Option 2: You lease the one unit to him and give him the option to purchase the entire building at a later date.

I am not too concerned about the down payment as cash is not an issue, but I want to finance this place and I would like to know my optimal route for doing so.Here's the thing: I am one year out of school and have about 11 months of income history.

They would know the best route to take.That said, there are several good accountants here on Biggerpockets who would have some advice on how to proceed.

Would It possible to get another FHA loan owner occupied if I'm still paying mortgage on the first or would I need to find another route to finance?

Price is going to vary per job Mike, you really cant nail down a per hour rate for a contractor theres usually too much involved, maybe one of those handy man services will but you get what you pay for IMO when you go that route.

If you the route of single premium MI you can ask that the seller pays it, meaning that you can bump the purchase price up by whatever the cost of the single premium is and have that amount credited back to you by the seller at close to pay for the premium.

However, while I'm not normally an advocate of traditional routes, I do recommend going to college even if you do want to just do real estate for 3 main reasons:1.