@Adam ShindlerI would do 90 day lending at 8% annualized rolling it over to 32% a year doubling the M in less than 3 yrs.Paul

I think any place I'm going to buy and hold for long term, if there's no large scale technology jobs it's a dying city and I'm rolling the dice.  

I use a variation:  starting with 3 month, roll over to m/m. 

The HML will have their own title company that they prefer to work with.Check their fees against a few other title companies that do "outside the box" transactions to make sure they aren't crazy, and if they aren't crazy then go ahead and roll with it.

But it can be done.Once you have built up a couple million, you can roll that money into the passive income producing machine and stop working so hard if that is your desire.You have choices and real estate is one of them. 

The owner will supply you with a rent roll that includes the tenants name, rental amount, and security deposits.

I don't want to see any lives lost or a war break out but at the same time it needs have a lid put on it without TANKS rolling in and troops with gas masks tear gassing everyone to just go home and pack up there car and burn the city down.... if a war breaks out and things go too far i can see baltimore becoming a ghost town...

for those of you rolling your eyes at me at home, I get it).  

Then using whatever application (I use quicken), it would be enter as 8 different units, but it would all roll up as one account.I do it as 8 different units so that on the report if I ever needed to produce one for a tenant it would be easy to sort, but under one account so that the total rents received would be on one totaled line for the CPA.

It needs to somehow roll into a public street first.