hi,relatively new to the game. i have a property with good potential in an area i think will appreciate well. in my current situation, i am not strapped for cash and can save 7-8k month for real estate purposes alone with my current job. this will be by first SFR and goal is to have at least 12% COCROI and have a minimum of $150+ using the 50% rule. im more or less in it for the long term game and want to retire with a rental portfolio that can supplement my income within the next 10 years. here are the two scenarios for the following property:property: $65krehab costs: $10kclosing costs: $3,200wholesaler costs: $2,500i plan to put 20% down on a 30 year fixed loan at around 4.8%Scenario 1:I cover out of pocket for rehab and wholesaler costs as well as downpayment + closing costsProperty: $65kRehab: $10kWholesaler costs: $2,500k Downpayment: $13,000kClosing costs: $3,200Total cash needed: $28, 710COCROI: 12%Monthly cash flow: $28850% rule: $313Scenario 2:I finance the rehab and wholesaler costs through my bank.

But other than that, are there any downsides to option #2 - Wouldn't I save $ by not paying for the Turnkey provider's markup?

It started as simple forms to help me, then before I knew it...My suggestion is to follow the reverse engineering steps I laid out above, then when you get to the beginning, turn around, and "follow the breadcrumbs".I saved the most important rule for last.  

Then, save you VA benefit for your next house-hack investment.

I worked to get debt free and save some capital. 

If it ever changed, I would just do it myself to save costs, but don't see it being something that will come up in the near future. 

We had plans to use the HELOC as a base to build our portfolio further with flips and rentals.Now we will have our dream property and a great rental cash flowing $550/month that we intend to save and reinvest later.  

I started saving up to become a homeowner in the near future and that simply was not enough for me, I wanted more than just a mortgage to pay every month till I paid it off or moved to something bigger.

It seems ridiculous to let that money sit in checking or savings until I need it, especially the money that is earmarked for capex!

Or find the money somewhere else or use savings.