The other thing is does your room rental have a setup that links each room to a bath.

Luckily both sites collect the taxes for our place.Our little town did implement a 1% tax that I have to pay separately.

Then you can do a 1031 exchange or sell it at a lower tax rate. 

Getting a commercial loan won't free up your DTI since you would be a PG on the loan.

This was probably a year ago, but Before going onto their website I even called and spoke to a worker at that office who directed me to the category where I would find them… the category was filled of all kinds of irrelevant documents, thousands of them.

I went to sign up on the advice of a friend and realized I had signed up 11 years ago and never used the site.

Best call the town's rent control office and make a general inquiry to confirm. 

For example:If a wrote up a contract between myself and the LLC for a loan on said money and the LLC was sued and forced to sell the property.

If you have a budget and allocate the costs, not sure why you would need a different bank account for each?

Quote from @Christopher Robert Noland: Say I can get an owner finance on a 99k house for 5 years with a balloon payment. $2500 down.