Like help me find a General contractor or a crew to fix up a property

Fix and flips do require a good amount of time if you are facilitating them. 

Another option is to do an SBA loan and you'll only need 15% down, you'll probably get a better interest rate and 25 year fixed rate on 1/2 of the loan amount through SBA. 

If theyno destroy it I just fix and rent.

I have a town house that I have fixed up and lived in for less than 2 years.

Tonight I mentioned the tread strips we applied earlier in the year and he said he took them off because they too didn't work and water pools in the steps. there is a railing on the stairs and it is firmly in place (we fixed that earlier last year).

Nothing money can't fix, but these older duplex in central SF are 70-100+ years.

First you have to decide what your reason for investing is So, Decide which kind of investor you want to be (SFR, Commercial, Land, Tax Liens, Passive, HML, Multi-Family, Notes, Fix & Flip, Buy & Hold, "Subject To", apartments, duplexes, assisted living, REOs, Foreclosures, Short Sales), etc.

However, would I lose my deposit if my lender refuses to lend prior to the 30 day period because the roof hasn't been fixed yet?

Did you apply for conventional financing or are you doing rehab or fix and flip financing?