Secondary units have some unique advantages in Berkeley and Oakland due to recent changes to regulations.

It's a great location for commercial suites, CVS, or fast food restaurant.

I think that San Antonio will be a good place to be for years depending on any changes that the government does in the future.Since you and your wife are working you might consider financing good people that have been turned down by conventional financing that are still good.  

As soon as you can comfortably do it after you close on an improved property get the exterior door locks changed.  

This was changed in tax code by congress to fund the affordable care act.

I dropped out of dental school (when I realized I wasn't making money fast enough) after being accepted with a 4.0 gpa in undergrad... many of the courses which I have taken are firmly rooted in chemistry...

If you're open to that kind of change, you may find what you're looking for elsewhere.One other note: for accessing Downtown JC and Hoboken from anywhere in Jersey City, Uber & Lyft are life changing.

but that was 20 years ago and the market may have changed, I don't know.But here's something else to consider; you said you're losing your job.

The majority of respondents want cash and a fast close or full value for their homes with some lease-option candidates thrown in.

As for your student debt, there are a couple of options out there, but I think you should change your payment plan over to a graduated repayment plan, or an income based plan.