There was a company in AZ that was doing this but I think they were also carrying a portion of the financing.

Ask yourself what makes your property worth $2100 (incl water) when rents in the area range from $1500-1800 (assuming that doesn't include water)? 

@Joel Siguaw, people who do well with anything are those who gain a passion for it.

I am new to Real Estate Investment, venturing into commercial real estate space (multi-family rental properties) and willing to expand my network to build a team across the different states for potential opportunities. 

@Albert Bui @Carlos Valencia There is no offset when you live in the 2-4 unit remember its a full HIt to your monthly PITIA and yes you can use the rental income but only as an addition to your qualifying income, you're still taking a FULL hit on the PITIA.Its only offset when you vacate or move out or it has already been converted to a rental (pure investment/non owner property). 

You can virtually empty and stage rooms, and even do landscaping, all within a photo!

It's great to hear that Rich Dad Poor Dad inspired you, it’s a classic for getting into the real estate mindset.

I do not pull any money out for personal use, therefore it's not considered income and I do not tithe on it.

Do not refinance a primary residence for this because you will be increasing your payments, but not getting anything for it unless the investment you purchase is giving you such a great return that it doesn't make sense not to do it.I have used HELOCs on both my primary and investment properties (when I could get them) as short-term debt.

You can file a Chapter 13 which will protect your home and its a clean way out.When you file a CH.13 BK its not the end of the world it simply protects your home since its your homestead from foreclosure.