Paint, carpet, safety items, and you're done.

Your realtor should be creating and arming you with this kind of data.

Your realtor should be creating and arming you with this kind of data.

Also remember that safety is a product of how everyone grows up.

ARM loan.

There are indeed local credit unions that will do portfolio loans (I’ve seen 7/1 arms instead of 30 yr fixed) before the two year period is up, so long as you otherwise are a good candidate.

On a positive note...who cares that they twist my arm to pay the 10% penalty....it's only 20k on 200k.

We also do interior safety inspections periodically just so we can get a good look at what's going on inside the property.Most of my clients are out of state and they rarely come to visit or look.

The Regs provided some safety net, confirming that our interpretation was legit.

All I'm getting is a 5 year arm at 4.5%, then variable for up to 15 or 20 years.