Our legal counsel advised we take the pay off and let insurance worry about chasing it. 

For the school issue, I've been told before by the Olympia School District that they do allow a limited number of student transfers from neighboring school districts, but they admit that there are always more transfer applicants than they can approve.

I don't know how this is legal. 

But nonetheless, can you talk more about your legalities of how you make all this official?

Is that house a legal multifamily or did someone just decide to add rooms?

I know the stove is not allowed for legal purpose, but is the hot plate allowed?

I have thought about wholesaling but it seems like it would be tough to stay persistent with since I have a full time job.I have the credit to get approved for a loan but seemingly not enough cash for a down payment or to fund any rehab projects.I appreciate the help.Thanks,Daniel

How do I legally tell them we are not moving forward with them and will be refunding their partial deposit?

I applied Friday and heard Monday I was approved, "when do you want the appraisal?".

Mobile home parks have legal implications so I am steering away from those.