CD or gov. bonds ; for cash flowIf you want to invest for appreciation, you could buy tech company stock today, and wait to sell 3-4 years from now.

I recently made a lengthy video concerning mobile homes on private land and I've also made another video about deal breakers going through mobile homes.

It is much more so when the person has experienced the CA climate for any lengthy period of time.

Not sure about this being the example uses a Land contract/Deed of Trust/Bond for Deed...3) Lets say you manage to get a deal like this negotiated...

@Bob Ewoldt -- not to rehash the leverage vs no-leverage debate, of which there are many lengthy threads on BP that can be searched out, but if you want to keep it simple, you can consider these rules of thumb: * Always buy with gross rents >= 3 times P&I * Keep loan balance <= 80% of the actual market value of the property * Be cautious with ARMs, and if you use one, make sure that your property is still cash-flow positive after "shocking" the interest rate to the highest that it can reset to.* Keep 6 mths of PITI on all properties in liquid reserves These rules of thumb will enable you to absorb some volatility in the performance of your property without going cash flow negative, as well as enabling you to sell the property reasonably quickly without having to come out of pocket to cover a shortfall.

They look at it as a corporate bond paying interest every month.

If I was the lender, if it is 1MM or bigger, I would do factoring on government contractors' account receivables, they are covered by payment bonds from surety company and you could collect directly from government agencies and give them (contractors) the balance.

The downside is that tax liens typically come with a lengthy right of redemption period (in Texas this is up to 2 years).

@Ryan WrightSome additional options you can consider, if they are applicable to your personal & financial situation: 1) re-shuffle your portfolio allocation e.g. reallocate from securities (stock, bonds) to RE2) borrow from your 401K (consider the tax implication of repay loan using after-tax dollar + need to repay loan in full within a short period if you part way with your employer or are terminated)3) borrow from your cash value life insurance policy 4) tap into equities from your primary or rental properties5) good old fashion credit card - I still get some 0% APR promotions for at least 15-18 months from some companies.

Money can be made both on the interest rate spread, origination charges, selling the new loans etc.In a falling interest rate environment the incentive isn't there, plus as rates drop then the value of existing mortgage bonds goes up.