I did speak with a few people about this and I've found a few ways out which I'm investigating* You can adjust your credit history with additional trade lines.* I've heard there are other lenders who will provide short term loans that are amortized over 30yrs, but due in a shorter period of time with a big balloon payment.  

speak to the attorney prior to closing and make the meeting with the seller and the buyer separate so they never see each other.

Speaking from a realtors perspective, this would be a good feature in a small home.

I know I speak for a lot of folks when I say that I'd love to hear more details about the transaction - how you found the property, how you found the buyer, and how BiggerPockets helped you!

Speaking as a Investing Broker/Realtor® with almost 19 years experience, I can safely share a few tips that might help you in your journey! 

From speaking with agents and other local investors just ask them the going cap rate for the area you're looking into.

Psychology here might be the under the radar pitch, we can take it to the guru review section or drop references and speak to the psychology and perceptions of investors.We certainly have enough buzz words flying around in RE from the marketing types, it's good to point out what might trigger some to pay attention to, like "Free Beer Tomorrow".

I was able to speak with the home owner today and was able to gather some needed information in order to put this potential deal together.

But speaking on behalf of my personal investments i will do 30yr mortgage.

You may need to speak to a lender (bank type) and then your attorney, many RE attorneys may not be familiar with D-F and financed contracts.