The problem is that it seems that it will be very difficult to generate even a neutral cash flow given the high HOA fees, taxes, and insurance in Florida.

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In Oregon its very hard to evict.

The banks are just very conservative in this environment.I met a gentlemen who came into my brewery (current location that I lease) and we got to talking about the general market and our plans to scale. 

This is the best answer.

As someone who doesn't have a massive sphere in their market, best specific advice for networking to grow that sphere quickly?

I have had this occur with cabinets, flooring and other materials made from overseas that the product testing compared to the in field testing of the product were very different. 

It seems it would be in your best interest to further research your true objectives before incurring the fees to transfer the title to an LLC.

appreciate everyone's feedback. very helpful and sounded like there will be options to refinance 

Welcome to BP and best of luck investing!