@Charlie MooreSection 8 pays a little more in my area but to get tenant in takes a few weeks opposed to a day or two with traditional tenants.

No, a car or buying an investment property is not an emergency.Secondly, fund a traditional or Roth ira or both depending on your income tax plan(traditional is tax deductible, so that might help you avoid owing the IRS but the Roth grows tax free) I put roughly 25% of my net income to my Traditional IRA and Roth IRA collectively after they are fully funded for the year I buy vanguard index funds with the rest.  

HUD standards, which many traditional banks follow albeit they still hold the loan fund up to 10 properties (1-4 units) under those terms with 20-25% down.

@Johannes Bezuidenhout They are trying to weed out wholesalers and buyers expecting a traditional retail closing.

If this is a must have then get a private loan where they don't ask as much questions, hold on to it for a couple months, then refinance with the traditional loans.

What are your opinions on using an online lender vs using a traditional bank as your lender?

Despite having great cash flow on rentals, I'm getting turned down for traditional 30 loans by banks for the Debt to income too close to 49%.

The stocks in my Traditional IRA had fallen 50% in price, which meant I could convert the portfolio to a Roth IRA for 50 cents on the dollar in terms of the taxes I had to pay (such a conversion is a taxable event).

That means you establish a Traditional LLC to carry out the operations of your investments, in order to separate the liability from your assets, including: paying property management, paying contractors, collecting rent, marketing, etc.

so most money for an Actual seller is still traditional MLS and negotiate commission.