We are far from perfect, and our winters are not everyone’s favourite climate, but on an international level it is hard to beat the safety, opportunity, education, health care, natural resources, and financial stability which Canada has to offer.

There are definitely a few benefits to keeping them separate, and potentially legal implications depending on where you invest:Opening a separate account for security deposits will ensure that there's no chance of them being spent - this is the one that might be legally required as well.Keeping a separate "operating account", even if you're not a business, can absolutely help you keep the two sides of your finances apart and more accurately track income vs. expenses and the reserve level that you have for the properties.Theoretically, if you're using a very detailed budgeting/outflow tracking application or scheme, you could make the operating account unnecessary...but it's a very small action that will help you simplify things greatly, especially around tax time.

When people start calling I have a list of question to ask to find their level of motivation.

We let them know our expectations of what we expect of them and the level of service.

I can say that I haven't been totally Thrilled with their service on that level.

The City is regressive on many levels and they will keep losing legal battles as long as they use taxes and fees as there only revenue generator.

In my opinion buying a tier 1 property is a major key to this - or fixing up a property to this level.

The information and higher level of people you will be around is priceless.Frank 

Difficulty Level? 

I wouldn’t get too caught up in this question because real life experience is way more important than fancy framed certifications and degrees, but I do think that a really good IFREA will have some form of education above the high school level needed to get your real estate license.