@Scott Smith he specializes in RE asset protection.

I also asked if there were any special assessments on the horizon as those can make or break a deal and I'm still waiting to hear back.

BUT - I wouldn't feel "right" marking up my product so much that it wouldn't be passing appraisal (which happens a lot with memphis invest).

Example if the kids are playing in the backyard you would not be able to see them from inside the house (unless u were in the 3rd bedroom) 3) ARV price, not so concerned with this because people will pay top dollar for a turn key product.

I have a master's degree in organizational psychology with specialization in consumer psychology.

That's a play there, but land is so expensive now that unless you buy it years in advance, your upside potential is going to be limited.You might have some luck with manufactured park development as there's a growing need for that product, yet it's not sexy and so no one focuses on it.

Rotorua is lower demographic, you need to know where to buy as some areas better then others. growth is OK but nothing special.

If anyone knows of management companies that specialize in this type of vacation rental niche, please pass them along.

Also tired of spinning my wheels with farming neighborhoods.I do have a question...is anyone working with any lawyers (or that has in the past) that specializes in probate law that receive any leads? 

The 10 year maturity date is where the HELOC will modify into a different product all together.