HUD standards, which many traditional banks follow albeit they still hold the loan fund up to 10 properties (1-4 units) under those terms with 20-25% down.

@Johannes Bezuidenhout They are trying to weed out wholesalers and buyers expecting a traditional retail closing.

If this is a must have then get a private loan where they don't ask as much questions, hold on to it for a couple months, then refinance with the traditional loans.

What are your opinions on using an online lender vs using a traditional bank as your lender?

Despite having great cash flow on rentals, I'm getting turned down for traditional 30 loans by banks for the Debt to income too close to 49%.

The stocks in my Traditional IRA had fallen 50% in price, which meant I could convert the portfolio to a Roth IRA for 50 cents on the dollar in terms of the taxes I had to pay (such a conversion is a taxable event).

That means you establish a Traditional LLC to carry out the operations of your investments, in order to separate the liability from your assets, including: paying property management, paying contractors, collecting rent, marketing, etc.

so most money for an Actual seller is still traditional MLS and negotiate commission.

Look for a financial partner who is familiar with traditional lending as well as more out-of-the-box options like hard money and private lending.

Typically, with traditional loans, lenders will want you to close one before starting the second.