Was it wholesale, flip, buy and hold for single family, multi-family, etc?

Will a bank give me a 3.5% or 5% dp loan for a multi-family primary residence if I own these other properties? 

HI I purchased a home in a multi unit (R4), high density zone.I am currently renting the house cash flow is just $50 after mortgage payment.This house has a big workshop in the back with a high rise ceiling, brand new roof, electricity and water.It sets in a half an acre lot so I am able to rent the workshop and land for $700 a month Total cash flow on this property is $750 a monthI'd like to enclosed this workshop (it has 3 brick walls already built) and make it into a livable place.I can still rent the land and keep the cash flow at about the same amount ($700).However there's no sewer  at this house just 2 septic tanks attached to the main house.Workshop will need:windowsanother walldoorscooling and heating systemBathroom etc...I can build build more units attached to the current workshop since there's so much land to play with but i have no idea of the cost.I purchased this home for $150k in 2016I owe 143Klast month I paid for an appraisal and the current value is at $185(flooring was the only improvement at the house).Question is should I refinance and bring in sewer line, build more units or live it the way it is?

@Darian Richardson I also purchased a multi-family with a FHA loan. 

We are looking to bebe by on a part time architect and e part time engineer as a member of our team tof help us design and draw various drawings for various single family multi family condo conversions and commercial projects.  

I'm focused on multi-family complexes and I will be doing 1031s every 3-5 years. 

RBC will only lend if you have no more than 5 mortgages (including the one you are trying to finance).If you need to go commercial for a small multi (say 6 - 12 units) which is <1-2M in valuation, I would stay away from the Big-5 and approach your local credit union.

I'm looking to invest in a small multi-family property in Kansas City, but I would like to connect with a good agent regardless.

I'm definitely not for sure ANYONE feel free to reply with any insight you might have on this type of market, am I on the right track???

It can be scary starting out because of lack of experience but it sounds like you are definitely on the right track.