You've probably heard of Culture Index before, but if you haven't, let me tell you, it's been one of the biggest organizational game-changers we've implemented at Rentwell.The Culture Index is our key to understanding the driving forces behind each team member, including myself.

Hi Donald, the only difference that we see nowadays for Foreign Nationals in a 30-year, fixed-rate Debt-Service Coverage Ratio Loan (DSCR) is a slight decrease in the Loan-to-Value (LTV) ratio; there is no penalty on rates or points.Additionally, if your wife is a US Citizen, there shouldn't be a decrease to the maximum LTV, either.

This will allow you to acquire more rental units and also being able to use the vacated unit rents at 75% to help your debt to income ratio DTI.There is a FHA 100 mile rule if you do plan on using FHA on your 2nd house hack.

I read thru a lot of the rules on this and it seems the "catch" is that you cannot use debt service as one of your expenses.

I'll be doing an extensive full gut remodel which will include an expansion of living space by doing a partial garage conversion making this 2 bed 2 bath SFH a 3 bed 3 bath SFH, adding about 300sq feet of living space.

Some examples include; market conditions; the location of the property; the demand for renting houses or apartments in that area among others.

As well, beware the inflated “average rent” stats in Padmapper because they include AirBnB listings...still good to use once u filter those out. 

I have successfully paid my way out of debt and want to start real estate investing.

These regulations dictate the impact of a property on the environment and can have significant implications for property owners and investors.Environmental regulations can include requirements for the management of hazardous materials, restrictions on the use of certain types of land, and requirements for the protection of natural resources.

The 38K includes, plumbing, electrical, water heater, and cosmetics.