Ideally would like to get a 2bed/2bath and put some sweat equity into over the next two years while also paying down my own mortgage instead of someone elses.

Just like any relationship in the beginning honeymoons are bliss but divorces can turn nasty .....

Non QM would be ideal but I can work with anything at this point.

@Gurmanpreet Singh San Francisco, Hawaii, Los Angeles, Seattle, Boston are examples of primary markets which are NOT ideal for cashflow investing.

And so I look for properties that ideally need value-add and meet or exceed the 2% rule (typically C-class).

Who has a recommendation for a bank or credit union that can respond quickly (ideally with a Mobile self-service feature) with a Proof of Funds letter?

New construction gave us a modern design and we would ideally not have any major repairs for 10 years or so.

Ideally I’d like to develop a fix and flip system after gaining capital and experience.

Ideally I would like a triplex however I am open to anything depending on the deal of course.

Through research we started learning that a portfolio loan with a cash out refinance would be ideal for a number of reasons:1- Interest are historically low 2- 4 homes had a 15-year mortgage (great for a good interest rate but were killing cashflow)3- Cash out- ability to pull out $264,000 to reinvest in more properties4- 4.7% interest rate on a 4.7M loan5- Non-recourse* In my opinion, 1-4 are a nice to have but number 5 was necessary for us to continue to scale.