Also...Peace Jeremy :)  Anger will just make you die sooner, and you'll have less time to enjoy all the money you're going to make in real estate.

Since you are already bleeding cash, you really aren't recovering anything at all until it sells, you are just slowing the bleed down.Paying off the debt sooner is also a poor investment, in my opinion.  

Originally from CT, schooled as a Sooner at OU, went to CO and now loving it in Charleston, SC. 

You will be caught sooner than later.

The sooner I am in the game, the better. 

Maybe others have tweaks how I can reach the goal sooner?

Plus she wants a 3% prepayment penalty if the note is paid off sooner then 15 year.

Should I sell and use to cash to reinvest in 2 or more rentals or hold it in my portfolio and use the cashflow to pay the house off sooner.

Should I sell and use to cash to reinvest in 2 or more rentals or hold it in my portfolio and use the cashflow to pay the house off sooner.

Be aggressive on you pay down,  the sooner you have a free and clear asset, the sooner you can have a Line of credit to be a cash buyer for more, Having access to cash opens a whole new world of opportunities, with more equity and better cashflow.