Filing the claim will only cost me about $125, which I could recoup if the judge rules in my favor and they pay what is owed.  

We’ll have a better sense about the repairs after inspection.  1) should I use the annuity as a down payment and take the tax hit or withhold taxes until the spring and potentially pay back the annuity using equity from a refinance?  

I got a really low price, fixed it up, and gained over $100,000 in equity.

As we saw prices rise significantly, we decided to sell and cash out the equity we had earned in the unit, even though we were cash-flowing so well.

As we saw prices rise significantly, we decided to sell and cash out the equity we had earned in the unit, even though we were cash-flowing so well.

That way they can use projected rental income to make the DTI situation look more favorable. 

You are going to have to find pretty smoking deal in order to be able to refinance in one year with the 20% equity required to remove PMI.

I would avoid High Equity list cause there's a lot of competitionStep 2 : Start doing marketing.

In a perfect world (also just my opinion) it would be an amazing way to get a 4 plex and live in it for the required time all the while ensuring that at the 2/3 year point you have 20% equity in it so you can refinance to a traditional loan and then take your VA loan and do it again and again and again.  

As investors, we aim to purchase deals with immediate equity.