@Julia Trudeau,With self-directed 401k you have virtually unlimited investment options.

Shoot me a message and we can schedule a quick call to explore your options further.

The downside of course is that you cannot take advantage of the lower down payment option.

As you scale, there are software tools, but right now that shouldn't be your primary concern.Another option is you can self manage, but use a PM for leasing.

If you're interested in exploring options further, I specialize in house hack properties across the Wasatch Front and would be more than happy to chat. 

Within the past 2 weeks I got 2 capital calls from different sponsors, I'm assuming that there are many deals in similar situations.The sponsors are saying, If they have enough capital to bring occupancy to 90% they will have better options to refinance or sell.

I know cash is "king", but for me I would be the option #2.

I've been exploring the fascinating intersection of philanthropy and economic development lately, and it's been eye-opening.

I am currently looking at buying a new construction home as a long term rental property. sales price $214000. first my lender told me I can do 0 down. and I am really excited about this deal. but later he told me that am not qualified for 0 down because of my income. the other option is that I can do fha with 3.5% down, 6.125% interest rate. cash to close is $14000. my monthly payment is around $1575-$1590.it can at least rent for $1700 as a long term rental property.

Other options include regular loans with a 20% down payment or getting a long-term roommate.