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Updated 11 months ago on . Most recent reply

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Julia Trudeau
  • Virginia Beach, VA
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Private lending using self directed 401k

Julia Trudeau
  • Virginia Beach, VA
Posted

I presently have a 401k. I am wondering if I wanted to set it up to do private lending out of it and so set it up to be self directed, how do I handle the portion of funds that I don’t want to lend out? 

For example, If I wanted to use 1/2 of it to do private lending, but not all of it, can I just conservatively invest the other 1/2? How does this look?

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Dmitriy Fomichenko
#1 New Member Introductions Contributor
  • Solo 401k Expert
  • Anaheim Hills, CA
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Dmitriy Fomichenko
#1 New Member Introductions Contributor
  • Solo 401k Expert
  • Anaheim Hills, CA
Replied

@Julia Trudeau,

With self-directed 401k you have virtually unlimited investment options. You can use a portion for private lending, and for the balance, you have thousands of other investment options. Common investment choices include rentals, private placements, tax liens, precious metals, crypto, private businesses, etc. 

  • Dmitriy Fomichenko
  • (949) 228-9393
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