I think of myself as an excel nerd, I never knew how much potential the program had until my first internship.  

Given the high total costs of US financing, it would seem that getting the seller to accept payments on any portion of the total price would be a win.

Flip that to making it the deal of a lifetime for the seller and you both will likely win.  

And I say ASAP because an appropriate rental for me to move into just became available.Here are my assumptions: The condo will be fairly easy to rent The rental income will only cover 75% of my monthly expenses on the condo (mortgage, taxes, HOA fees) but I'm stuck paying those regardless.The rent payment for my new place, and the rent I collect, will be the same on a monthly basis (break-even)Repair/maintenance costs will be the same whether I live in the condo or rent it out (break-even)I will incur new costs for professional management and potential vacancyThe condo is in a good location and I won’t be underwater in five yearsMy front-end DTI is 28% and I have excellent credit with no other debtHere are my questions:From what I’ve read, there is some variation in what lenders require to use rental income to qualify for the next mortgage.  

In a sense, you are not a limited partner then.I look for win-win situations and incentive based compensation to the syndicator.  

I've found it to be an excellent method for building a client base.

Company Win: We gain access to ~$250,000 as a private capital investment. 

@Lucas Machado excellent that is good to know.

My current long-term interest rates are much higher than I would like, even though my rental portfolio does support the higher payment.What I'm considering is:Putting together a financials packet showing the potential for the credit union to realize excellent return on their money.  

Find out a way to make it win win.