You cannot use the seller credit towards the down payment, only the closing costs.

But if they mean your LLC is simply a "certificate holder", hell no.However, you should really connect with an insurance broker to get you some quotes.

Connecting with other landlords who have experience in this area can provide valuable insights.

Im looking to connect with other STR owners across the North GA mountains.

It’s super relatable, especially since your friend is around the same age and also just getting started.Also, as someone who works closely with newer investors, especially those with busy careers like your friend, I’d love to share some insight on how she can diversify her income while keeping it relatively hands-off.

I would appreciate being connected with any reliable nonprofit REIA or Meetup clubs in New York so I can gain knowledge in this area.

In that asset class you are depending on things to save you that are trending against it.That said if the 30k completes a partial done rehab it might make sense but if it's a purely cosmetic one I would sell it now close to as is.

I would also love to have small talks and connect!  

However, most deals in this area have close to break even cash flow (i.e. $100/month on a 150k property).

Cloud, MN as it's close to where I'm currently living, as well as being close to a popular state university.