home insurance declaration says my name as "additional interest" then what is difference between "additional interest" and "mortgagee/payee loss"also can somebody please advice me attorney for the same in New Jersey.ThanksTag Private lending, bayonne, newark, union, jersey city, union, edison, new jersey

I plan on living in the additional unit until I am able to purchase another property and start the process all over.

When you do that, then add an additional 10%.

Make sure you factor in your flood insurance cost and I would also require renters to have additional flood insurance for contents on top of their regular renters insurance.

Additionally, many states have such a system (Unified Judicial) so just search for your state of interest, and start searching.

Hello,I'm seeking a mortgage on a property that was purchased in a recent sheriff sale, property located in Union City, NJ.I've been assured that that are local banks that will underwrite mortgages even on the basis of an external appraisal (can't get an internal one because I can't get in the property yet).Any ideas on which these "local banks" may be?

Let me know if you have any additional questions. 

I have a 30'x30' (footprint) home with 4 dormers, all hipped, plus the additional top hip, and a porch roof with another hip. 

PP $210kDP $15kRequired roof repair $15kInspection currently taking place this morning so unknown additional repair costsCurrent rents $2345 Owner paid W/S/G & exterior electric $544taxes $2200 /yrInsurance (awaiting accurate quote) estimated $1200/yrSeller financing $195k at 5.85% 5 year balloon amortized over 30 years with monthly payment of $1150.

I'm happy to point you to some additional resources, including my own writings here on BP.