We've been working together for 6 weeks and this only just came up as I'm getting ready to put in an offer.

I wish I could edit it but it probably came out to 15,000 total cash invested to get the place in a good place to rent, 5,000 was just the initial amount we put towards the loan.What made you interested in investing in this type of deal?

A/B class are going to be negative cash flow unless you can find an amazing off market deal and/or put over 30% down with a 30 year note. 

* my initial credit is good because my mom put me on her card and she has extremely good credit

When you are that busy it is easy to put the portfolio to the side - rent collections, showings, maintenance, etc.

If you are going to target 5+ units be prepared to put 25% to 30% down going the DSCR route.

So I always put them first when I come across deals.

We are trying to figure out a good split of equity and cash flow since they will likely be putting more down upfront but they live out of state and we would be doing a majority of the management. 

I put it all in sleeves in a thin 3 ring binder.I add all sorts of brochures, flyers, menus etc from all the local places in sleeves as well.

Can put you in touch with my lender