If its less then I will have to carry the remainder of the loan and possibly be forced to pay it in full as well (or switch it to a personal loan since theres nothing to take back if I default). 

Personally I think everyone should have an umbrella policy also.

my buyers on my new builds even get sewer scopes I personally would never buy a home without one..  

Multis feel more like a house and you have one person living with you (or 2 or 3 depending on duplex, trip, or quad), whereas an apartment complex has more amenities, but people sharing walls everywhere.

My property Manager has contacted the case Mgr, the supervisor, the person over that dept.

The latest one I received today was a person that wanted to know if I was interested in the VA service.

I personally do hard money lending and investing in the city.  

Your cap ex and management will likely to be factored in and are you planning on seeing these in person.

I have let the right people aware of scotts rudeness. please understand we make no acceptance of his behavior, it wasnt personal its just a sales mentality issue.He is new, Myself have been with PD 18 mos but have 30 yrs selling, and 20 yrs in real estate.

Hi Julianne, Investing in rental properties near a beach in Florida sounds like a great idea, especially if you're looking to combine investment with personal enjoyment during the winter months.