My wife are in escrow on our first rental property purchase (in the Columbus, Ohio market) and are underway with inspection, finalizing the loan, getting quotes on homeowners insurance, interviewing property managers, etc.

Quote from @Andy Sabisch: Yes, I have some general requirements throughout my lease.

Any tips on cash out refinance?

This is my security blanket for a dip in the economy (which I believe will hit in 2027).

@Brett JurgensSolar on my house would be around $40k and my electric bill is not even 200.

A few insurance companies or financial institutions with strong relationships in the insurance space often provide this service.From my research and personal experience, MassMutual and Northwestern Mutual are well-known for offering policy loans or lines of credit against whole life policies.

@Kevin SobiloHonestly not a fan of investing my tax deferred amounts in syndications that have leverage and depreciationRather use my liquid cash for those types of investments to take advantage of the tax code and use my deferred accounts for types of investments that do not have preferential tax treatment (like private lending etc)

They are excellent tenants who have taken care of my property very well and have paid rent on time every month since August 2022.

My lender just called me quite flustered to say that he has learned that no one is doing the traditional 10% down loan for second homes, which is what I was going to use.

I've had Shoreway Realty Group as my PM for the last 4 1/2 years.