They then take the rest of the money and invest into something like the stock market, and pays the owners a management fee.  

Hello BP,I am 23 years old, just starting a good career and I have some extra money currently in stocks that I would like to split into stocks and a real estate down payment. 

Are the kids from 5 differnet dead-beat fathers who don't pay child support?

From Fannie:Borrowed Funds Secured by an AssetBorrowed funds secured by an asset are an acceptable source of funds for the down payment, closing costs, and reserves, since borrowed funds secured by an asset represent a return of equity.Assets that may be used to secure funds include automobiles, artwork, collectibles, real estate [EDIT: eg, a HELOC], or financial assets, such as savings accounts, certificates of deposit, stocks, bonds, and 401(k) accounts.Secured Loans as DebtWhen qualifying the borrower, the lender must consider monthly payments for secured loans as a debt.If a secured loan does not require monthly payments, the lender must calculate an equivalent amount and consider that amount as a recurring debt.When loans are secured by the borrower’s financial assets, monthly payments for the loan do not have to be considered as long-term debt [EDIT: in other words, 401k loans are not only acceptable, but we don't even hit your DTI with the payment].I like to push things; I've been waiting for an opportunity to use artwork-secured debt for ages but it's never come up.

We used both the styles that were regularly in stock and also the styles that we had to order in from the warehouse.

If there are tons of people moving in, house prices will rise because newer stock is being built, pushing average price up.

I stumbled upon it while looking for various podcasts in the investing world(stock, real estate, 401(k)s,IRAs, the works).

They are a consignment store so you will pay a 10-15% markup and then tax but they have cabinets in stock and they are half or less then what I see at Home Depot.They also have granite countertops in 8 or 10 foot lengths (I forget the exact)  these are precut with an edge finish on them.  

Once you are comfortable with real estate in your area, have a larger stock pile of cash, and several other units, I would recommend doing 15 years notes.

Issues for a purchase aredemographics of the city (economic factors)growing or shrinking {jobs, population}vacancy factor (imo, above 10 is deadly but what's the right single digit?)