For specific items (Foreclosure and Collection Processes) I take classes from Wake Tech Community College.

I have a friend that has a better camera that I am going to borrow and I went and got some pictures and additional pillows, etc to change around some of the staging items.

I also bought some new pictures to hang and a few other staging items to add.

What should I do to change my "bad rate of conversion"?

Three items top the list in this scenario: 1) inquiries to get new loan; 2) age of the new loan; 3) increased utilization.

THAT always leads to an interesting conversation with my buyer:Me: "I need $17,000 for this one"Him: "But it's in MLS for $12,000"Me: "No it's in MLS TODAY for $12,000.

I have had one tenant burn out a ceiling fan because it was so dusty that when it was cleaned enough dirt went in the motor to stop it from working.We use Home Depot life time warantee paint so if a tenant puts holes in our walls it's a 25 dollar fee per hole and if it's scratched or dirty they are charged regardless of how old the paint is because it's warranted as long as I own the home and it's not damaged. ( The tenants are told to hang items on the wall with Command strips ) I use them in my own home and they work well.Our laminate floors carry a lifetime warantee as well so if there is wear or damage from not caring for it the tenant is buying a new floor.

Whether the wording is enforceable or not, most bank will not honor a conditional endorsement and you need to have a special arrangement where you verify the endorsement before the item is paid.I believe Beneficial finance or maybe Houselhold used this idea at one time (maybe mid 1990's) where they sent out $5,000-$10,000 checks and people that cashed them had an instant second mortgage, maybe it was unsecured, but the homeowners believed it was secured by their Real property.

It seems a key component is selling your personal residence for 399k.From the pictures it is clear you need to declutter and take personal pictures and items out of there.When the property is staged you are sending the message that you have mentally moved out of the house.If you have a bunch of stuff there it will seem to a buyer you have it listed but are not ready to move on.Also the buyer will have a hard time envisioning themselves and their memories there and will be focused and amused by your STUFF.What are the recent SOLDS for the area?

Be sure to keep receipts for these expenditures if they decide to fight you on it and if you are having their items removed, pay someone to do it.