Annual cost: $485 Second offer: Deductible: $1,000 for any issue Annual cost: $825 A few comments: 1.

Any comments will be appreciated!

There are a lot of pitfalls in dealing with these type of deals, especially for a beginner.Like another poster commented, a realtor that represents you at least has a fiduciary duty to you and is regulated by a state board.

Here are some recommendations for you:Find and connect with other BP members that are in your area: https://www.biggerpockets.com/search/usersSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: https://www.biggerpockets.com/podcastIf you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

As far as your comment about the 2-4% vs the 8% return in the stock market, I have had the same thoughts!

Note, this is south-east Pennsylvania so the summers can get hot and humid in my opinion as an Icelander but nothing like the more southern US states.I'm willing to explore all options and am literally at the beginning of my RE investing career, any and all help and comments are greatly appreciated!

I NEED all my D class or warzone landlords to comment on this, the 5 THINGS or TIPS you must follow in order to have success in the warzone

Hi @Deniz Eker, apparently my previous comment was reported by someone as advertising and removed.

Thank you all for your comments.

Of course, I agree with the comments above about not being able to perfectly time refis.