The path to financial independence if paved with hard work, education, honesty, frugality, and commitment, not by exposing the secrets of the rich.As noted by others, this is a self-induced apoplexy by book reading.

That being said, if your parents are really in a position to help, I would convince them to lend you the 3-5% needed (probably like $5-8K) for an FHA loan and commit to them to use the cash flow to pay them back as quickly as possible. 

Do you know the ninja trick for how to file your 2015 taxes early and have it instantly validated so you don't get stuck in 4506-T Hell while the IRS spends months "processing" your taxes?

My guess is it is harder t evict for non payment of fees.

@Linval T.

They make it difficult to lose money if you utilize the tools and professional resources available here prior to committing yourself to deals.

@Linval T. 

@Eddie T.

You have the passion and commitment of a person being called to the priesthood from what I'm gleaning.The only advice I can offer up about continuing your formal education is that the college experience is a time for grooming, maturing and becoming a more sophisticated and informed contributor to society.

When the T-note rate goes up, so do mortgage rates.