Even if there are some local newbies or even well experienced individuals who may share similar inquires. 

@Joseph Chiofalo is a good local lending resource and dually licensed RE broker, good for some high level market insight.

Hi Cody, I'm a local investor and agent here in Richmond specializing in investment properties.

If you haven't done any flips in the area, HML rates will be high for you to start with no verifiable track record locally.

Please recommend any local company.

TIAWe deal with this quite frequently in the Lehigh Valley as rent growth is far outpacing local income. 

Any feedback would be great ThanksYes local and regional commercial banks will lend on these projects all day if you are qualified, strong enough financially and the project works. 

First off, in some brokerage accounts, you can move money around index funds without incurring a taxable event i.e VTSAX to VTI or something or withint a 401k or Roth and completely change your funds much like a 1031 Exchange.Are you sure you are in a taxable account?  

Would appreciate it.I'm also looking to build a local team to help and work with.

The manager/owner, Darlene Brown, is local to Austin and charges less than the standard 20% gross profits that the national management services charge.