What problem are you facing that we can help you overcome?

Lenders can use legal ADUs to help qualify for the mortgage, so people that didn't even want to house hack before, may be in the market to do so simply to afford the type of house they want. 

When you contact live and invest to see if they can help, they are nowhere to be found.One of the sales people for the Panama real estate told me Lief gets kick backs for every sale that comes from his live and invest folks like me (he claims he does all the due diligence for us to make sure it's a good investment) but he's probably just making a deal with these developers and ends up the winner and we end up the loser.

They have a mental list of hard to collect rent addresses and they may help connect you and the owner. 

Thanks for all the help in advance 

Are there any hard money lenders or alternative solutions that could help navigate this dilemma?

He is always helpful and accountable,  shoveling snow alongside me on winter days, keeping me informed about issues as they come up, etc. 

Here are a few tips to help you:- Market Research: Study the local hard money lending market to understand competition, typical loan terms, and borrower expectations.- Loan Structure: Define your lending criteria clearly—interest rates, LTV ratios, fees, and terms.

When additional risk is priced into the cost of doing business, it increases the cost of rents for the marginal tenants these rules are attempting to help.

I'd probably use local realtors to help re rent any vacancies and then possibly use a PM software like rent redi to keep everything in one place.Has anyone had management in place and then decided to opt out to self manage?