My wife is a full-time student right now and doesn't have a W2 income right now if she did we would be using her FHA loan right now and save mine for later.

Ultimately, I would be sharing the wall and would be liable for any damage that their property would place upon mine in the case of an accident or poorly taken care off properties.

I have three other properties with 50% ownership but because its traditional mortgage, it shows up 100% on mine and my partner's credit. 

I got mine from someone who taught me wholesaling. 

2) The other reason for doing it this way, is using the 180K Heloc funds for a down payment on a loan that would be solely in my name, I'd need to show those funds are 'mine.' 

As I mentioned, I'm pretty frugal so the money would be used to save, pay off debt, and fund other investments (index funds or rentals) and not on gold plated wheels.I should also mention that I no longer see a house as a home, so I intend to keep on buying and moving until I decide to call it quits. 

You would be better off buying a bar of gold and burying it in the back yard than borrowing hundreds of thousands of dollars, dealing with tenants, taxes, termites, and toilets for only $100 per month.

Another goal of mines is to stop being shy and get out more to network with more people, I realized there’s so many great people out there!

It's a gold mine.

I like that once you set it up, it's completely automated and just transfers the rent money from the tenant's bank account to mine each month with no involvement from either of us.