There are many events in Florida I'd encourage you to attend to network.

I'm surprised I haven't seen more in person events with restrictions loosening. 

Our contractor would like us to sign an agreement that in the event of theft, we will be responsible and cover his losses up to x amount.

Always have an operating agreement because when disagreements happen without one I find it's not because people are lying or not acting in good faith but quite frankly you will have many conversations and its highly like your version of events will differ because one partner may remember a conversation had at one point while you may remember a conversation at a different point in time.  

No time to get the carpets cleaned in the event of a sudden accident, etc.....In the LTR world, it makes more sense as long as you CYA big-time (we used to allow dogs).

Payments that you make normally fall into one of 3 buckets100% of the payment can be factored in somewhere on the returnPartial payment can be factored somewhere on the return0% of the payment can be factored in somewhere on the returnHouse-hacking also has considerable tax implications in the event that you want to sell this property.You can potentially defer a portion or all of the gain on the investment property with 1031 exclusion.You can potentially exclude a portion or all of the gain on the personal residence with section 121 exclusion

Continue to save for a down payment and also associate a reserve fund for the property in the event something needs to be fixed/repaired.

I co-host a monthly meetup event called Wisconsin Apartment Investors Meetup that would be a great networking resource for you.

I would recommned to set a reserve fund of 5k for each investment property in the event something comes up. 

I'm keeping my eyes out for any events I can make and just keep learning, networking and now going to start analyzing and potentially looking for a deal to jump on.