He is reliably employed at $20 per hour.

On top of ordinary tax, you will also pay self employment tax or 15.3%.

On a final lender employment verification for one of my clients, employment could not be verified because the human resource department at this government agency is shut down.

https://www.amazon.com/dp/B001B1AMNW/ref=emc_b_5_tTiger Brand Jack Post JS-100 - Size Range 4'8"-8'4" (15Ga)Yes, the basement is like a cellar and not suitable for living.

The investor I work for no longer wants to become an employing broker so I can hang it with him due to fees, required continuing education and the fact we simply can operate without.

Solo 401k are for self employed individuals so it won’t work when she is an employee of the business

I currently got my first job as just the other day crap money and hours but I've finally got a job now so I can get another one easier as I now have an american "previous employer"What I'm trying to get at is, is it easier to try get a property from a landlord with a lease option as I don't have credit etc or wait several years and get one through a bank?

I agree with Jaysen, with 200k to invest I would be looking at mid size multi-family properties.

If I was buying something that size I would negotiate the price such that I got those numbers. 

Have a good sized cash reserve and know you can pay 6 months of mortgage without a tenant  I would say put at least 20% down if possible