And the private market is growing (I think it is only getting better) but to use your words it is in flux which I belive will be good for consumers and much better than the monopoly that we had with the government policy being the only option for nearly 50 year.  

You have to treat the second mortgage as consumer dept and they are ultimatley responsible for it.

It seems a bit ridiculous there aren't better consumer protections but after talking to a few attorneys, it seems like that is the case with Georgia law.I am wondering if the BP community may have a better perspective as the attorneys are incentivized for us to take them on.Much appreciated!

In today's market the home will sell very quickly if it meets the consumer needs. 

Almost any local independent mortgage broker will be signed up with them and able to offer(1), but they do not directly lend to consumers. (1) they are a very modern firm.

@Ryan Voccia I'll take you up on that once this new renovation isn't consuming my weekend.

@Chris SeveneyOne point to clarify is Dodd frank has exceptions to the underwriter rules but the loan is still a consumer loan so it needs to meet other requirements such as CFPB compliance (which was created under Dodd Frank) so many use that interchangeably along with FDCPA as “Dodd Frank”

If an owner opts-in for the COVID-19 Forebearance, for a particular property but looks to acquire another property during this period, will it be affect the applicant?

These tenants do exist in the area as the new stores downtown are frequented by these crowds, but how likely are these young families to opt for a beautiful, but small home instead of a large but nice home?

You can probably also get a list for free from your local property appraiser but you'll need to sort it which can be pretty time consuming.