I was almost completed the underwriting for a "operation welcome home" loan which previous allowed in its guidelines that would take income from a rental unit into consideration for the approval of the loan.

Its just if the 1000 a year is based on current commodity prices and they rise it could double that. 

This means that you will need to pay registration and filing fees in at least 2 states if you don’t buy CA property.This article goes into a lot of the considerations about whether to form an LLC or not: https://www.mmpph.com/wp-content/uploads/2019/04/May-2019-newsletter.pdfBe sure to tell your accountant that you now need to file non-resident income tax returns in each state where you own property as well.

Price and the loan will also affect you considerably. 

I recently tried on a investing calculator to run the numbers on a potential houses I will be using the VA loan on but where it says down payment I have 0 which returns an infinite cocroi but I know it's different bc it is not taking into consideration the use of the VA loan.

If we had everything up to date and fully rented we would have approximately $2850 gross rents, not quite the 1% rule we would like, Does anyone know if an appraiser would take rents into consideration if there are not alot of comps for small-multi?

There are many variables to take into consideration in regards to this matter, as a lot of things are state specific.

I think the consideration you'd want to have for Arrowhead vs.

The Quick and Dirty of Wholesaling Lease Options…Here are the basic steps:1) Find a motivated seller who wants to sell their house on a Lease Option…2) Get the property under an “Option To Lease Option” contract…3) Find a qualified tenant-buyer who has a good down payment and a good chance to get a mortgage in 6-12 months…4) Sign the Lease Option paperwork with the Tenant-Buyer…5) Assign the Lease Option docs back to the seller…6) Keep the Option Consideration / Deposit and give the Seller the first month’s rent…7) Put the Tenant-Buyer in a credit repair program with your mortgage broker…8 ) Deposit your money & move on to the deal!

IF there is a considerable savings for an ACV policy, AND other investors with more experience and knowledge than me (won't take much) recommend changing to ACV policies, I would definitely strongly consider changing.