Feel free to reach out with any specific questions you got. 

Any specific locations in mind? 

Everyone is doing postcards, so you won't stand out, and regular folded letters just get tossed in the junk pile by default.Of course, this is all a moot point since you're operating in an incredibly specific (but high demand) niche.

But I know how hard that can be for us Californians :-)Happy to help more or send some Detroit specific resources if you'd like.

Instead, appraisal costs may be deductible as a current expense if they are incurred for the purpose of determining the property's fair market value for a specific business purpose, such as refinancing or appealing property tax assessments.

she has enough equity to sell the home and profit, so advising her to file for BK is kind of extreme, am I on the wrong?

In the Austell Area in specific.

Here's an article about how this affected Oxnard, not specifically RE prices, more about how the community reacted: https://www.dallasnews.com/sports/cowboys/2022/08/08/million...

I want to find a professional one to give me the advise how can I makeup this issue.....

Given the specifics of your situation, I recommend maintaining your current VA loan interest rate.