In that, I just bought my primary residence (a SFH) last year and not planning on moving anytime soon.

Just because you do have a gain on your adjusted basis and it does not sound like it was your primary residence, and able to avoid any gain.

Got stuck with utility bills as apparently utilities are tied to property, not the resident (in this case, tenants).

I own property MD should i use a CPA from MD or the state where i currently reside?

Here's the scoop:The house has been a rental for @ 6 years with decent income; clearing @ $6k + annually; no mortgage; current market value @ $160kI have probably broken even at this point with initial cost and all (many many) upgrades;  have no idea what the tax situation will be if I sell; would not be able to use 2 year personal residence - no cap gains rule.  

We are open to occupying one unit of a duplex (to secure a lower interest rate) for example, and have a good friend who would rent a room in our residence - with an extra apartment (or possibly 2 if there is a basement) creating multiple revenue streams to quickly repay a relatively small mortgage.

I own 2 condos in the same building (~$150K value each) in Logan Square, one is financed through a local bank that sold the property as a foreclosure several years ago and the other we paid for through a HELOC on our primary residence. 

I'm a newbie to BP and currently reside in Beaufort County SC.

I have my personal residence and vehicles on the same insurance, and my personal residence (worth much more) is less for insurance.  400-600 is the range i was shooting for. 

Last summer I purchased two seller financed properties in addition to the 3 properties I own with conventional financing.I currently do not own a primary residence.